The Importance of Life Insurance
Life is uncertain. A well-chosen policy ensures your family lives with dignity, meets EMIs and pursues dreams — even in your absence.
About
Your Partner in Protection, Planning & Peace of Mind
I am Ajay Kumar Singh, founder of AK Bima Solutions. For 13+ years I have helped families and businesses make smart, secure financial decisions — from protecting loved ones and planning for retirement to saving for a child's education and insuring what they've built.
With trusted LIC life plans and comprehensive GIC general insurance, plus my ongoing support at every step, we build a strong financial foundation together.
13+ Years Experience
500+ Satisfied Clients
LIC & GIC Certified
Expertise
My Priority to understand your insurance needs and suggesting plans that truly protect you and your family. With deep knowledge of policy options and risk management, I guide clients through complex decisions with clear, honest advice.
Client Consultation
Listening first — recommendations that fit your exact life stage.
Policy Recommendations
The right LIC/GIC plan for your goals, explained simply.
Services
High-impact services to help my clients
End-to-end insurance advisory across LIC life plans and GIC general insurance — built on trust, clarity, and a long-term relationship.
LIC Life Insurance Planning
From term cover to endowment, money-back and ULIPs — I help you pick the LIC plan that truly protects your family and grows your savings.
GIC General Insurance
Health, motor, home, travel and shop insurance & CAR Policy, WC Policy, GHI, GPA etc. from trusted GIC insurers — comprehensive cover for everything you've built.
Retirement & Pension Planning
LIC pension plans and annuities designed so you enjoy a worry-free retirement with a steady, guaranteed income for life.
Child Education & Marriage
Goal-based LIC plans that build a dedicated corpus for your child's higher education and marriage — no matter what tomorrow brings.
Claims & Policy Servicing
13+ years of hands-on claim experience. Unfortunately two death claim happens in my 13 years journey & successfully settled. I personally assist your family with paperwork, follow-ups and fast, stress-free settlements.
Portfolio Review & Tax Saving
Free annual review of your existing policies plus smart 80C / 10(10D) tax-saving strategies — so every rupee works harder for you.
Recommendations
Recommended Plans
A curated selection of LIC plans I recommend most often — built for real Indian families.
Protection + Savings
Jeevan Lakshya (733)
Balances your children's present needs with future security — regular income for the family plus a lump sum at maturity.
- Death benefit — min 105% of premiums paid
- 10% Sum Assured annual income after claim
- Lump sum maturity + vested bonuses
Lifelong Income
Jeevan Umang (745)
Whole-life cover with regular payouts after the premium term — steady income while you stay protected for life.
- Lifelong life cover up to age 100
- 8% Sum Assured annual survival benefit
- Flexible premium terms & policy loan option
Wealth + Cover
Index Plus (873)
ULIP with life cover and market-linked growth — ideal for retirement or funding your child's future goals.
- Life insurance for the full policy term
- Guaranteed additions to boost fund value
- Multiple fund options with free switching
My Blog
Insights & Latest Updates
Why Starting Young is Important for Life Insurance
Buying young locks in lower premiums, gives access to more plans and builds decades of compounded protection.
Insurance is a Financial Tool, Not Just a Backup
Endowment, money-back and ULIPs offer disciplined savings, tax efficiency and guaranteed peace of mind alongside protection.
Advantages of Insurance and Why You Need an Advisor
A trusted advisor tailors cover to your life stage, reminds you of dues, and stands beside you at claim time — something no app can replace.
Get In Touch
Let's discuss your insurance needs
Reach out for a free, no-obligation consultation. I usually respond within a few hours.